I Bonds are set to offer a composite rate near 3.98% in 2025, combining a 1.1% fixed rate with a 2.86% variable rate driven by CPI inflation trends. For federal employees, retirees, and conservative investors, the big question is whether I Bonds remain a smart choice in a changing interest rate landscape. This article provides a deep dive into how I Bond rates are calculated, the infl... https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025