The article forecasts a 2.86% variable rate and a 3.98% composite rate for I Bonds issued from May to October 2025. These figures reflect the U.S. Treasury’s response to recent inflation metrics. Federal Pension Advisors walks readers through the structure of I Bonds, their tax advantages, and how they can serve as a hedge against inflation, particularly in uncertain or slowing markets. https://www.federalpensionadvisors.com/post/i-bond-rates-prediction-2025