These can have a lower interest rate than personal loans and are often backed by collateral, which makes them less risky for the lender. Paying off debt on time helps to build good credit, which is a positive factor in improving your financial health. It also helps to keep you from paying costly late fees. If you are worried about missing a payment, contact your lender as soon as poss... https://easzfin.com/how-to-get-out-of-a-onemain-financial-loan-in-massachusetts/